Matched to Online-Therapy.com—Start Chat-First CBT This Wee

Unlimited therapist messaging, optional live video, worksheets, and journaling—all for less than $75 a week.

Unlimited chat with your therapist
Guided CBT workbook & mood tracker
20 % off your first month with code THERAPY20

Takes <2 min • Same-day start in most states

HIPAA Compliant • Trusted by 100 K+ Users • Starts < $75/week

Why It’s Right for You

Chat-First Therapy

Unlimited secure messaging plus one live session per week (video, phone, or chat).

CBT Workbook Included

8-section cognitive-behavioral program with worksheets, journaling, and mood chart.

Budget-Friendly

From $59 / week with promo code THERAPY20—no insurance required.

Insurance & Payment Options

Online-Therapy.com is cash-pay, but you can:

• Pay with HSA / FSA cards

• Download a superbill to request PPO reimbursement

How does that work?

After each month, download your detailed receipt and submit it to your PPO carrier’s out-of-network benefits portal. Typical reimbursements are
50–80 %, but every plan is different—check with your insurer first.

*Medicare, Medicaid, and Tricare are not accepted at this time.

80% See Progress

Members report lower anxiety and improved mood after four weeks of guided CBT.

Worksheets That Stick

Structured exercises keep you accountable between sessions—most users finish 6+ modules.

HIPAA-Secure

End-to-end encryption protects every chat and worksheet.

How It Works—3 Simple Steps

“Messaging my therapist between sessions made therapy finally stick.”

— Alex 28

Find the right therapist for you

Get 20% off with discount code THERAPY20

Not sure? Compare all platforms

Disclaimer

Disclaimer
The 2-Minute Match Quiz and any provider suggestions shown on this site are for general informational purposes only and do not constitute medical or mental-health advice, diagnosis, or treatment. Completing the quiz does not create a therapist-client or provider-patient relationship. Always consult a licensed health-care professional about any mental-health concerns, and never disregard professional advice or delay seeking it because of information from this site.

Emergency: If you are in crisis or think you may harm yourself or others, call 911 or contact the 988 Suicide & Crisis Lifeline immediately.

Affiliate disclosure: We partner with—and may receive compensation from—certain third-party online-therapy platforms (currently Online-Therapy.com, Cerebral, Brightside, and Talkspace). Affiliate relationships do not influence your individual match results, but they may affect the order in which options appear. If you click a partner link or purchase a service, we may earn a commission at no extra cost to you.

Logos: The logos of TRICARE, Cigna, United Healthcare, and BlueCross BlueShield are the property of their owners and are not affiliated with MentalHealthProviders.com or its owners.

Privacy: Quiz answers and the single email address you provide are processed and transmitted to our email-automation provider (ActiveCampaign) solely to send educational materials and information about matched platforms. No online system can guarantee absolute security; submit data at your own risk. For details, read our Privacy Statement.

By using this site you agree to our Terms of Service and acknowledge that all information is provided “as-is,” without warranties of any kind regarding completeness, accuracy, or suitability for your specific needs.