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Compare Leading Online-Therapy Platforms

Feature	Online-Therapy.com	Talkspace	Brightside	Cerebral
Best For	Budget-friendly CBT with self-help tools	Affirming therapists, flexible formats	Data-driven CBT & clinical guidance	Flexible phone/video with coverage options
Starting Price	~$65/week (self-pay)	$99/week or insurance	$95/week or insurance	$99/month or insurance
Therapy Format	Text-first + optional video	Chat, phone, or video	CBT modules + messaging + optional live	Phone or video sessions
Insurance Accepted	No – cash only (HSA/FSA & superbills)	✅ Tricare, Cigna, Aetna, UHC, BCBS	✅ UHC Medicare Advantage, Cigna	✅ Cigna, UHC, Optum
Platform Extras	Journals, worksheets, mood tracking	Therapist switching, medication option	Anxiety/depression scoring, structured CBT	App-based scheduling, care escalation
Therapist Types	Licensed therapists only	Licensed therapists, psychiatrist add-ons	Licensed therapists + clinical team	Licensed therapists, care team
Get Started	Save 20% with THERAPY20	Check Your Match	Explore Brightside	Book a Session

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Disclaimer

Disclaimer
The 2-Minute Match Quiz and any provider suggestions shown on this site are for general informational purposes only and do not constitute medical or mental-health advice, diagnosis, or treatment. Completing the quiz does not create a therapist-client or provider-patient relationship. Always consult a licensed health-care professional about any mental-health concerns, and never disregard professional advice or delay seeking it because of information from this site.

Emergency: If you are in crisis or think you may harm yourself or others, call 911 or contact the 988 Suicide & Crisis Lifeline immediately.

Affiliate disclosure: We partner with—and may receive compensation from—certain third-party online-therapy platforms (currently Online-Therapy.com, Cerebral, Brightside, and Talkspace). Affiliate relationships do not influence your individual match results, but they may affect the order in which options appear. If you click a partner link or purchase a service, we may earn a commission at no extra cost to you.

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